Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Understanding Stock Market Sectors: A Guide for Beginners

Understanding Stock Market Sectors: A Guide for Beginners

Lai Van Duc • 23/04/2026
Simple Strategies

What is the 4% Rule? A Beginner’s Guide to Retirement

Tháng 4 22, 2026 • 10 min • One of the biggest fears for anyone starting their investment journey is the thought of running out of money in their later years. You work hard…

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What is the 4% Rule? A Beginner’s Guide to Retirement

What is the 4% Rule? A Beginner’s Guide to Retirement

Lai Van Duc • 22/04/2026
Real Estate

What is an Earnest Money Deposit? A Guide for Beginners

Tháng 4 21, 2026 • 10 min • So, you have finally found “the one”—that perfect three-bedroom house with the sun-drenched kitchen and the backyard of your dreams. You are ready to make an…

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What is an Earnest Money Deposit? A Guide for Beginners

What is an Earnest Money Deposit? A Guide for Beginners

Lai Van Duc • 21/04/2026
Retirement & Tax

Child Tax Credit 2026: Everything Beginners Need to Know

Tháng 4 20, 2026 • 10 min • Raising children in the United States is a rewarding journey, but it certainly comes with a significant price tag. From the never-ending need for new sneakers…

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Child Tax Credit 2026: Everything Beginners Need to Know

Child Tax Credit 2026: Everything Beginners Need to Know

Lai Van Duc • 20/04/2026
Personal Finance

What is a Dependent Care FSA? A Beginner’s Guide

Tháng 4 19, 2026 • 11 min • If you have kids or care for an elderly relative, you know that childcare costs can feel like a second mortgage. It is one of the…

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What is a Dependent Care FSA? A Beginner’s Guide

What is a Dependent Care FSA? A Beginner’s Guide

Lai Van Duc • 19/04/2026
What are Blue Chip Stocks? A Beginner’s Guide to Market Giants

What are Blue Chip Stocks? A Beginner’s Guide to Market Giants

Lai Van Duc • 18/04/2026
Stock Diversification 101: How Many Stocks Should You Own?

Stock Diversification 101: How Many Stocks Should You Own?

Lai Van Duc • 17/04/2026
Real Estate Offer Tips: Win Your Dream Home Without Overpaying

Real Estate Offer Tips: Win Your Dream Home Without Overpaying

Lai Van Duc • 16/04/2026
Retirement & Tax

What is a SEP IRA? A Complete Beginner’s Guide for 2026

Tháng 4 15, 2026 • 14 min • If you are working for yourself as a freelancer, a consultant, or running a small business, you have likely realized that the “gold watch” retirement age…

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What is a SEP IRA? A Complete Beginner’s Guide for 2026

What is a SEP IRA? A Complete Beginner’s Guide for 2026

Lai Van Duc • 15/04/2026
FSA Spending Rules 101: A Beginner’s Guide to Year-End Savings

FSA Spending Rules 101: A Beginner’s Guide to Year-End Savings

Lai Van Duc • 14/04/2026