The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

How to Use Return on Equity (ROE) to Find Winning Stocks

How to Use Return on Equity (ROE) to Find Winning Stocks

Lai Van Duc 03/05/2026
Fear of losing money? Why your brain hates stock market dips.

Fear of losing money? Why your brain hates stock market dips.

Lai Van Duc 02/05/2026
How to Negotiate Repairs with a Seller: A Beginner’s Guide

How to Negotiate Repairs with a Seller: A Beginner’s Guide

Lai Van Duc 01/05/2026
Understanding Gift Tax Rules: The 19,000 Dollar Secret

Understanding Gift Tax Rules: The 19,000 Dollar Secret

Lai Van Duc 30/04/2026
Why You Need Renters Insurance Basics: Cost, Coverage, and Myths

Why You Need Renters Insurance Basics: Cost, Coverage, and Myths

Lai Van Duc 29/04/2026
Portfolio Rebalancing for Beginners: A Simple Step-by-Step Guide

Portfolio Rebalancing for Beginners: A Simple Step-by-Step Guide

Lai Van Duc 28/04/2026
Barbell Strategy Investing: The Beginner’s Guide to Risk

Barbell Strategy Investing: The Beginner’s Guide to Risk

Lai Van Duc 27/04/2026
Understanding Real Estate Contingencies: A Beginner’s Guide

Understanding Real Estate Contingencies: A Beginner’s Guide

Lai Van Duc 26/04/2026
Required Minimum Distributions (RMDs): A Beginner’s Guide

Required Minimum Distributions (RMDs): A Beginner’s Guide

Lai Van Duc 25/04/2026
Term Life Insurance vs. Whole Life: Which is Best for You?

Term Life Insurance vs. Whole Life: Which is Best for You?

Lai Van Duc 24/04/2026