The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

Price to Book Ratio: A Beginner’s Guide to Value Investing

Price to Book Ratio: A Beginner’s Guide to Value Investing

Lai Van Duc 09/03/2026
How Target Date Funds Work: The “Set-it-and-Forget-it” Strategy

How Target Date Funds Work: The “Set-it-and-Forget-it” Strategy

Lai Van Duc 08/03/2026
Mortgage Types for Beginners: Fixed-Rate vs. ARM Explained

Mortgage Types for Beginners: Fixed-Rate vs. ARM Explained

Lai Van Duc 07/03/2026
Capital Gains Tax: A Beginner’s Guide to Saving Money

Capital Gains Tax: A Beginner’s Guide to Saving Money

Lai Van Duc 06/03/2026
How to Perform a Subscription Audit and Save Hundreds

How to Perform a Subscription Audit and Save Hundreds

Lai Van Duc 05/03/2026
What is a Good P/E Ratio? A Simple Guide for New Investors

What is a Good P/E Ratio? A Simple Guide for New Investors

Lai Van Duc 04/03/2026
Time in the Market vs. Timing the Market: The Shocking Truth

Time in the Market vs. Timing the Market: The Shocking Truth

Lai Van Duc 03/03/2026
How to Choose a Real Estate Agent: 12 Questions for Beginners

How to Choose a Real Estate Agent: 12 Questions for Beginners

Lai Van Duc 02/03/2026
Lifestyle Inflation: How to Keep Your Raise and Build Wealth

Lifestyle Inflation: How to Keep Your Raise and Build Wealth

Lai Van Duc 28/02/2026
Investing in Fractional Shares: Why You Only Need $1 to Start Today

Investing in Fractional Shares: Why You Only Need $1 to Start Today

Lai Van Duc 27/02/2026