The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

Standard Deduction vs. Itemized: Which One Saves You More?

Standard Deduction vs. Itemized: Which One Saves You More?

Lai Van Duc 04/02/2026
How to Pay Yourself First: The Ultimate Guide for Beginners

How to Pay Yourself First: The Ultimate Guide for Beginners

Lai Van Duc 03/02/2026
Investment Diversification 101: Why You Need It This Year

Investment Diversification 101: Why You Need It This Year

Lai Van Duc 02/02/2026
Index Funds for Beginners: The Ultimate Guide to Simple Investing

Index Funds for Beginners: The Ultimate Guide to Simple Investing

Lai Van Duc 01/02/2026
Low Down Payment Options: Buy a Home Without 20% Down

Low Down Payment Options: Buy a Home Without 20% Down

Lai Van Duc 31/01/2026
Traditional vs Roth IRA: Which Is Better for Beginners?

Traditional vs Roth IRA: Which Is Better for Beginners?

Lai Van Duc 30/01/2026
What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

Lai Van Duc 29/01/2026
What is Dollar-Cost Averaging? A Guide for Beginners

What is Dollar-Cost Averaging? A Guide for Beginners

Lai Van Duc 28/01/2026
Index Funds vs. Mutual Funds: Which is Best for Beginners?

Index Funds vs. Mutual Funds: Which is Best for Beginners?

Lai Van Duc 27/01/2026
What is the S&P 500? A Beginner’s Guide to the Stock Market

What is the S&P 500? A Beginner’s Guide to the Stock Market

Lai Van Duc 26/01/2026