The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

How Sequence of Returns Risk Can Break Your Retirement Plan

How Sequence of Returns Risk Can Break Your Retirement Plan

Lai Van Duc 03/07/2026
Sinking Funds 101: The Beginner’s Guide to Stress-Free Savings

Sinking Funds 101: The Beginner’s Guide to Stress-Free Savings

Lai Van Duc 02/07/2026
DCA vs. Lump Sum: How to Invest Your First $10,000

DCA vs. Lump Sum: How to Invest Your First $10,000

Lai Van Duc 01/07/2026
Tax-Loss Harvesting: Turning Investment Losses into Tax Savings

Tax-Loss Harvesting: Turning Investment Losses into Tax Savings

Lai Van Duc 30/06/2026
Home Equity Loan vs HELOC: 5 Key Differences for Beginners

Home Equity Loan vs HELOC: 5 Key Differences for Beginners

Lai Van Duc 29/06/2026
Passive vs. Active Income: How the IRS Taxes Your Money

Passive vs. Active Income: How the IRS Taxes Your Money

Lai Van Duc 27/06/2026
Why the Anti-Budget is the Best Strategy for Financial Beginners

Why the Anti-Budget is the Best Strategy for Financial Beginners

Lai Van Duc 26/06/2026
Expense Ratios: Why These Small Fees Cost You Thousands

Expense Ratios: Why These Small Fees Cost You Thousands

Lai Van Duc 25/06/2026
Momentum Strategy Explained: Buying High and Selling Higher Safely

Momentum Strategy Explained: Buying High and Selling Higher Safely

Lai Van Duc 24/06/2026
Mortgage Refinancing: When Is the Right Time to Switch?

Mortgage Refinancing: When Is the Right Time to Switch?

Lai Van Duc 22/06/2026