The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

How to Identify and Fix Cash Drag in Your Retirement Account

How to Identify and Fix Cash Drag in Your Retirement Account

Lai Van Duc 25/07/2026
Cash-on-Cash Return: The Ultimate Guide for New Rental Investors

Cash-on-Cash Return: The Ultimate Guide for New Rental Investors

Lai Van Duc 24/07/2026
Crypto Tax Rules: A Beginner’s Guide to IRS Compliance

Crypto Tax Rules: A Beginner’s Guide to IRS Compliance

Lai Van Duc 23/07/2026
Money Market Accounts vs. Savings: Which is Best for You?

Money Market Accounts vs. Savings: Which is Best for You?

Lai Van Duc 22/07/2026
Why Penny Stocks are a Gambler’s Trap for Beginners

Why Penny Stocks are a Gambler’s Trap for Beginners

Lai Van Duc 21/07/2026
Total Return vs. Yield: Why Focusing Only on Dividends Can Be a Trap

Total Return vs. Yield: Why Focusing Only on Dividends Can Be a Trap

Lai Van Duc 20/07/2026
Real Estate Profit for Beginners: Cash Flow or Appreciation?

Real Estate Profit for Beginners: Cash Flow or Appreciation?

Lai Van Duc 19/07/2026
Tax-Friendly Retirement States: A Beginner’s Guide to Moving

Tax-Friendly Retirement States: A Beginner’s Guide to Moving

Lai Van Duc 18/07/2026
CD Ladders: The Best Strategy for Higher Interest Rates

CD Ladders: The Best Strategy for Higher Interest Rates

Lai Van Duc 17/07/2026
Stock Market Cycles: The Beginner’s Guide to Market Phases

Stock Market Cycles: The Beginner’s Guide to Market Phases

Lai Van Duc 16/07/2026