The Investing & Financial Foundation for Beginners.

Sharing simple, clear, and neutral insights on personal finance, stocks, and investing lessons for those just starting out.

ETF for Beginners: The Ultimate Guide to Passive Investing

ETF for Beginners: The Ultimate Guide to Passive Investing

Lai Van Duc 25/01/2026
Risk and Return: How to Not Lose Sleep When the Market Drops

Risk and Return: How to Not Lose Sleep When the Market Drops

Lai Van Duc 24/01/2026
The Three-Fund Portfolio: The Ultimate Guide for Beginners

The Three-Fund Portfolio: The Ultimate Guide for Beginners

Lai Van Duc 23/01/2026
Dollar-Cost Averaging: The Stress-Free Way to Build Wealth in Volatile Markets

Dollar-Cost Averaging: The Stress-Free Way to Build Wealth in Volatile Markets

Lai Van Duc 23/01/2026
Why Simple Investing Strategies Often Outperform Complex Ones

Why Simple Investing Strategies Often Outperform Complex Ones

Lai Van Duc 23/01/2026
First-Time Buyer Guide: Mortgage Pre-approval vs. Pre-qualification

First-Time Buyer Guide: Mortgage Pre-approval vs. Pre-qualification

Lai Van Duc 23/01/2026
Mortgage Credit Score Guide: Save Thousands on Your Home Loan

Mortgage Credit Score Guide: Save Thousands on Your Home Loan

Lai Van Duc 23/01/2026
Renting vs. Buying a Home: Which is Actually Better for Your Wallet?

Renting vs. Buying a Home: Which is Actually Better for Your Wallet?

Lai Van Duc 23/01/2026
Tax Brackets 101: How the US Income Tax System Actually Works

Tax Brackets 101: How the US Income Tax System Actually Works

Lai Van Duc 22/01/2026
What is a 401(k)? A Beginner’s Guide to Retirement Savings

What is a 401(k)? A Beginner’s Guide to Retirement Savings

Lai Van Duc 22/01/2026