Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Investing 101

Why Penny Stocks are a Gambler’s Trap for Beginners

Tháng 7 21, 2026 • 9 min • Have you ever scrolled through a finance app and seen a stock trading for just 10 cents? It’s a tempting sight. You might think to yourself,…

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Why Penny Stocks are a Gambler’s Trap for Beginners

Why Penny Stocks are a Gambler’s Trap for Beginners

Lai Van Duc 21/07/2026
Total Return vs. Yield: Why Focusing Only on Dividends Can Be a Trap

Total Return vs. Yield: Why Focusing Only on Dividends Can Be a Trap

Lai Van Duc 20/07/2026
Real Estate

Real Estate Profit for Beginners: Cash Flow or Appreciation?

Tháng 7 19, 2026 • 8 min • If you have ever spent an evening scrolling through real estate listings or watching home renovation shows, you have likely wondered how people actually make money…

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Real Estate Profit for Beginners: Cash Flow or Appreciation?

Real Estate Profit for Beginners: Cash Flow or Appreciation?

Lai Van Duc 19/07/2026
Tax-Friendly Retirement States: A Beginner’s Guide to Moving

Tax-Friendly Retirement States: A Beginner’s Guide to Moving

Lai Van Duc 18/07/2026
Personal Finance

CD Ladders: The Best Strategy for Higher Interest Rates

Tháng 7 17, 2026 • 11 min • If you have been keeping an eye on your bank account lately, you might have noticed a frustrating trend. Traditional savings accounts often pay very little…

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CD Ladders: The Best Strategy for Higher Interest Rates

CD Ladders: The Best Strategy for Higher Interest Rates

Lai Van Duc 17/07/2026
Stock Market Cycles: The Beginner’s Guide to Market Phases

Stock Market Cycles: The Beginner’s Guide to Market Phases

Lai Van Duc 16/07/2026
Factor Investing for Beginners: A Guide to Value and Quality

Factor Investing for Beginners: A Guide to Value and Quality

Lai Van Duc 15/07/2026
Real Estate

The Ultimate Guide to House Hacking for Total Beginners

Tháng 7 13, 2026 • 11 min • Imagine if your biggest monthly expense simply vanished. For most Americans, housing costs eat up 30% to 50% of their take-home pay. Now, imagine if instead…

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The Ultimate Guide to House Hacking for Total Beginners

The Ultimate Guide to House Hacking for Total Beginners

Lai Van Duc 13/07/2026
Retirement & Tax

What is the Alternative Minimum Tax? A Beginner’s Guide

Tháng 7 11, 2026 • 9 min • Imagine you spend weeks gathering receipts, documenting every deduction, and carefully following the rules to lower your tax bill. You finally reach the end of your…

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What is the Alternative Minimum Tax? A Beginner’s Guide

What is the Alternative Minimum Tax? A Beginner’s Guide

Lai Van Duc 11/07/2026
Modern Cash Envelopes: Using a Digital Cash Envelope System

Modern Cash Envelopes: Using a Digital Cash Envelope System

Lai Van Duc 10/07/2026