Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Personal Finance

How to Pay Yourself First: The Ultimate Guide for Beginners

Tháng 2 03, 2026 • 10 min • Imagine you just received your paycheck. It feels great, right? But then, the “vultures” arrive. The landlord wants their cut. The electric company sends a bill.…

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How to Pay Yourself First: The Ultimate Guide for Beginners

How to Pay Yourself First: The Ultimate Guide for Beginners

Lai Van Duc 03/02/2026
Investment Diversification 101: Why You Need It This Year

Investment Diversification 101: Why You Need It This Year

Lai Van Duc 02/02/2026
Retirement & Tax

How to Master Your 401(k) Rollover After Leaving a Job

Tháng 2 01, 2026 • 11 min • Leaving a job is a whirlwind of emotions. You are focused on the new role, the goodbye parties, and the pile of paperwork on your desk.…

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How to Master Your 401(k) Rollover After Leaving a Job

How to Master Your 401(k) Rollover After Leaving a Job

Lai Van Duc 01/02/2026
Index Funds for Beginners: The Ultimate Guide to Simple Investing

Index Funds for Beginners: The Ultimate Guide to Simple Investing

Lai Van Duc 01/02/2026
Real Estate

Low Down Payment Options: Buy a Home Without 20% Down

Tháng 1 31, 2026 • 11 min • For decades, many people believed that saving 20 percent of a home’s purchase price was the only way to get a mortgage. This “golden rule” of…

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Low Down Payment Options: Buy a Home Without 20% Down

Low Down Payment Options: Buy a Home Without 20% Down

Lai Van Duc 31/01/2026
Retirement & Tax

Traditional vs Roth IRA: Which Is Better for Beginners?

Tháng 1 30, 2026 • 10 min • Saving for retirement in the United States can feel like trying to learn a new language. You hear terms like “401k,” “403b,” and “IRA,” and it…

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Traditional vs Roth IRA: Which Is Better for Beginners?

Traditional vs Roth IRA: Which Is Better for Beginners?

Lai Van Duc 30/01/2026
What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

Lai Van Duc 29/01/2026
Investing 101

What is Dollar-Cost Averaging? A Guide for Beginners

Tháng 1 28, 2026 • 8 min • Have you ever sat in front of your computer, staring at a stock price, wondering if today is the “right” day to buy? Maybe you saw…

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What is Dollar-Cost Averaging? A Guide for Beginners

What is Dollar-Cost Averaging? A Guide for Beginners

Lai Van Duc 28/01/2026
Investing 101

Index Funds vs. Mutual Funds: Which is Best for Beginners?

Tháng 1 27, 2026 • 9 min • When you start your journey into the world of investing, you will likely encounter two terms almost immediately: Index Funds and Mutual Funds. If you are…

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Index Funds vs. Mutual Funds: Which is Best for Beginners?

Index Funds vs. Mutual Funds: Which is Best for Beginners?

Lai Van Duc 27/01/2026
What is the S&P 500? A Beginner’s Guide to the Stock Market

What is the S&P 500? A Beginner’s Guide to the Stock Market

Lai Van Duc 26/01/2026