Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

How to Negotiate Medical Bills: A Beginner’s Guide to Saving Thousands

How to Negotiate Medical Bills: A Beginner’s Guide to Saving Thousands

Lai Van Duc 14/05/2026
Dividend Yield Explained: Don’t Fall for the High-Yield Trap

Dividend Yield Explained: Don’t Fall for the High-Yield Trap

Lai Van Duc 13/05/2026
What is the Circle of Competence? A Beginner’s Investing Guide

What is the Circle of Competence? A Beginner’s Investing Guide

Lai Van Duc 12/05/2026
Living in an HOA: Understanding HOA Fees and Financial Risks

Living in an HOA: Understanding HOA Fees and Financial Risks

Lai Van Duc 11/05/2026
What is Tax-Loss Harvesting? A Simple Guide for Beginners

What is Tax-Loss Harvesting? A Simple Guide for Beginners

Lai Van Duc 10/05/2026
Reading your pay stub: A Beginner’s Guide to Your US Paycheck

Reading your pay stub: A Beginner’s Guide to Your US Paycheck

Lai Van Duc 09/05/2026
Investing 101

Understanding the Debt-to-Equity Ratio for Beginners

Tháng 5 08, 2026 • 9 min • Imagine you are looking at two neighbors who both drive luxury SUVs. One neighbor paid for the car in cash using years of savings. The other…

Read full article arrow_forward
Understanding the Debt-to-Equity Ratio for Beginners

Understanding the Debt-to-Equity Ratio for Beginners

Lai Van Duc 08/05/2026
Simple Strategies

How to Build a Fail-Proof Emergency Fund Strategy in 2026

Tháng 5 07, 2026 • 11 min • When most people think about building wealth, they immediately picture buying shares of famous companies like Apple or Tesla. They imagine their money growing every time…

Read full article arrow_forward
How to Build a Fail-Proof Emergency Fund Strategy in 2026

How to Build a Fail-Proof Emergency Fund Strategy in 2026

Lai Van Duc 07/05/2026
Real Estate Counter-Offer Guide: Tips for First-Time Buyers

Real Estate Counter-Offer Guide: Tips for First-Time Buyers

Lai Van Duc 06/05/2026
Retirement & Tax

Solo 401(k) for Beginners: The Complete Solopreneur Guide

Tháng 5 05, 2026 • 11 min • If you are running a business all by yourself, you might feel like you are missing out on the “fancy” benefits that big corporate employees get.…

Read full article arrow_forward
Solo 401(k) for Beginners: The Complete Solopreneur Guide

Solo 401(k) for Beginners: The Complete Solopreneur Guide

Lai Van Duc 05/05/2026