Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Why the Anti-Budget is the Best Strategy for Financial Beginners

Why the Anti-Budget is the Best Strategy for Financial Beginners

Lai Van Duc 26/06/2026
Investing 101

Expense Ratios: Why These Small Fees Cost You Thousands

Tháng 6 25, 2026 • 9 min • Imagine walking into your favorite local coffee shop. You order a latte for five dollars. But when you check your bank statement later, you see you…

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Expense Ratios: Why These Small Fees Cost You Thousands

Expense Ratios: Why These Small Fees Cost You Thousands

Lai Van Duc 25/06/2026
Momentum Strategy Explained: Buying High and Selling Higher Safely

Momentum Strategy Explained: Buying High and Selling Higher Safely

Lai Van Duc 24/06/2026
Real Estate

Mortgage Refinancing: When Is the Right Time to Switch?

Tháng 6 22, 2026 • 11 min • Buying a home is often the biggest financial move you will ever make, but the mortgage you signed on closing day isn’t a permanent life sentence.…

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Mortgage Refinancing: When Is the Right Time to Switch?

Mortgage Refinancing: When Is the Right Time to Switch?

Lai Van Duc 22/06/2026
Health Savings Account vs 401(k): Which is Better for Beginners?

Health Savings Account vs 401(k): Which is Better for Beginners?

Lai Van Duc 21/06/2026
Impulse Spending: Save Thousands with This One Simple Trick

Impulse Spending: Save Thousands with This One Simple Trick

Lai Van Duc 19/06/2026
What is Asset Allocation? A Simple Guide to Investing Success

What is Asset Allocation? A Simple Guide to Investing Success

Lai Van Duc 18/06/2026
Lifecycle Investing: Why Time Diversification is Your Best Strategy

Lifecycle Investing: Why Time Diversification is Your Best Strategy

Lai Van Duc 17/06/2026
Real Estate

How to Build a Home Maintenance Fund: The 1% Rule Explained

Tháng 6 16, 2026 • 10 min • Congratulations, you are a homeowner! You’ve navigated the mountain of paperwork, survived the inspections, and finally have the keys in your hand. Most new owners spend…

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How to Build a Home Maintenance Fund: The 1% Rule Explained

How to Build a Home Maintenance Fund: The 1% Rule Explained

Lai Van Duc 16/06/2026
The Hidden Risks of a 401(k) Loan: What Beginners Need to Know

The Hidden Risks of a 401(k) Loan: What Beginners Need to Know

Lai Van Duc 15/06/2026