Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Retirement & Tax

Traditional vs Roth IRA: Which Is Better for Beginners?

Tháng 1 30, 2026 • 10 min • Saving for retirement in the United States can feel like trying to learn a new language. You hear terms like “401k,” “403b,” and “IRA,” and it…

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Traditional vs Roth IRA: Which Is Better for Beginners?

Traditional vs Roth IRA: Which Is Better for Beginners?

Lai Van Duc 30/01/2026
What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

What Are Sinking Funds? The Beginner’s Guide to Stress-Free Budgeting

Lai Van Duc 29/01/2026
Investing 101

What is Dollar-Cost Averaging? A Guide for Beginners

Tháng 1 28, 2026 • 8 min • Have you ever sat in front of your computer, staring at a stock price, wondering if today is the “right” day to buy? Maybe you saw…

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What is Dollar-Cost Averaging? A Guide for Beginners

What is Dollar-Cost Averaging? A Guide for Beginners

Lai Van Duc 28/01/2026
Investing 101

Index Funds vs. Mutual Funds: Which is Best for Beginners?

Tháng 1 27, 2026 • 9 min • When you start your journey into the world of investing, you will likely encounter two terms almost immediately: Index Funds and Mutual Funds. If you are…

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Index Funds vs. Mutual Funds: Which is Best for Beginners?

Index Funds vs. Mutual Funds: Which is Best for Beginners?

Lai Van Duc 27/01/2026
What is the S&P 500? A Beginner’s Guide to the Stock Market

What is the S&P 500? A Beginner’s Guide to the Stock Market

Lai Van Duc 26/01/2026
Simple Strategies

ETF for Beginners: The Ultimate Guide to Passive Investing

Tháng 1 25, 2026 • 9 min • Starting your journey in the world of investing can feel like trying to learn a new language while everyone else is already speaking it fluently. You…

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ETF for Beginners: The Ultimate Guide to Passive Investing

ETF for Beginners: The Ultimate Guide to Passive Investing

Lai Van Duc 25/01/2026
Risk and Return: How to Not Lose Sleep When the Market Drops

Risk and Return: How to Not Lose Sleep When the Market Drops

Lai Van Duc 24/01/2026
Simple Strategies

The Three-Fund Portfolio: The Ultimate Guide for Beginners

Tháng 1 23, 2026 • 8 min • Many new investors feel overwhelmed by the sheer number of choices in the stock market. You might see thousands of individual stocks, hundreds of specialized funds,…

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The Three-Fund Portfolio: The Ultimate Guide for Beginners

The Three-Fund Portfolio: The Ultimate Guide for Beginners

Lai Van Duc 23/01/2026
Dollar-Cost Averaging: The Stress-Free Way to Build Wealth in Volatile Markets

Dollar-Cost Averaging: The Stress-Free Way to Build Wealth in Volatile Markets

Lai Van Duc 23/01/2026
Why Simple Investing Strategies Often Outperform Complex Ones

Why Simple Investing Strategies Often Outperform Complex Ones

Lai Van Duc 23/01/2026