Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Tired of Huge Refunds? Learn to Adjust W-4 Withholding Today

Tired of Huge Refunds? Learn to Adjust W-4 Withholding Today

Lai Van Duc 16/03/2026
Renting vs. Buying a Home: Which is Better for Your Wallet?

Renting vs. Buying a Home: Which is Better for Your Wallet?

Lai Van Duc 15/03/2026
What is Earnings Per Share? A Beginner’s Guide to Stock Profits

What is Earnings Per Share? A Beginner’s Guide to Stock Profits

Lai Van Duc 14/03/2026
Simple Strategies

Market Crash Mindset: How to Stop Panic Selling Forever

Tháng 3 13, 2026 • 11 min • Market volatility is normal. Learn the psychological tricks to avoid panic selling and stay focused on your long-term goals when stocks go down. Seeing your investment…

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Market Crash Mindset: How to Stop Panic Selling Forever

Market Crash Mindset: How to Stop Panic Selling Forever

Lai Van Duc 13/03/2026
Real Estate

How to Create a Winning Home Search Checklist This Year

Tháng 3 12, 2026 • 9 min • Finding the right house in the current market can feel like trying to find a needle in a haystack—while the haystack is on fire. With inventory…

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How to Create a Winning Home Search Checklist This Year

How to Create a Winning Home Search Checklist This Year

Lai Van Duc 12/03/2026
Retirement & Tax

How the 401k Early Withdrawal Penalty Destroys Your Wealth

Tháng 3 11, 2026 • 10 min • Imagine you are looking at your retirement account balance. Perhaps you see 10,000 dollars or even 50,000 dollars sitting there. Suddenly, an emergency hits. Your car…

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How the 401k Early Withdrawal Penalty Destroys Your Wealth

How the 401k Early Withdrawal Penalty Destroys Your Wealth

Lai Van Duc 11/03/2026
Identity Theft Prevention: 5 Steps to Lock Your Digital Life

Identity Theft Prevention: 5 Steps to Lock Your Digital Life

Lai Van Duc 10/03/2026
Price to Book Ratio: A Beginner’s Guide to Value Investing

Price to Book Ratio: A Beginner’s Guide to Value Investing

Lai Van Duc 09/03/2026
How Target Date Funds Work: The “Set-it-and-Forget-it” Strategy

How Target Date Funds Work: The “Set-it-and-Forget-it” Strategy

Lai Van Duc 08/03/2026
Real Estate

Mortgage Types for Beginners: Fixed-Rate vs. ARM Explained

Tháng 3 07, 2026 • 10 min • Choosing your first home is an emotional journey, but choosing your first mortgage is a purely financial one. For many beginners, the jargon can feel like…

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Mortgage Types for Beginners: Fixed-Rate vs. ARM Explained

Mortgage Types for Beginners: Fixed-Rate vs. ARM Explained

Lai Van Duc 07/03/2026