Tác giả: Lai Van Duc

Sharing knowledge about stocks and personal finance with a simple, disciplined, long-term approach.

Banks vs Credit Unions: Which is Better for Beginners this Year?

Banks vs Credit Unions: Which is Better for Beginners this Year?

Lai Van Duc 08/02/2026
Market Orders vs. Limit Orders: Which Is Best for Beginners?

Market Orders vs. Limit Orders: Which Is Best for Beginners?

Lai Van Duc 07/02/2026
Simple Strategies

What is Compound Interest? A Simple Guide for New Investors

Tháng 2 06, 2026 • 9 min • If you have ever wondered how ordinary people build extraordinary wealth over decades, the answer usually is not a lucky lottery ticket or a once-in-a-lifetime stock…

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What is Compound Interest? A Simple Guide for New Investors

What is Compound Interest? A Simple Guide for New Investors

Lai Van Duc 06/02/2026
FHA Loans for Beginners: How to Buy a Home with 3.5% Down

FHA Loans for Beginners: How to Buy a Home with 3.5% Down

Lai Van Duc 05/02/2026
Standard Deduction vs. Itemized: Which One Saves You More?

Standard Deduction vs. Itemized: Which One Saves You More?

Lai Van Duc 04/02/2026
Personal Finance

How to Pay Yourself First: The Ultimate Guide for Beginners

Tháng 2 03, 2026 • 10 min • Imagine you just received your paycheck. It feels great, right? But then, the “vultures” arrive. The landlord wants their cut. The electric company sends a bill.…

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How to Pay Yourself First: The Ultimate Guide for Beginners

How to Pay Yourself First: The Ultimate Guide for Beginners

Lai Van Duc 03/02/2026
Investment Diversification 101: Why You Need It This Year

Investment Diversification 101: Why You Need It This Year

Lai Van Duc 02/02/2026
Retirement & Tax

How to Master Your 401(k) Rollover After Leaving a Job

Tháng 2 01, 2026 • 11 min • Leaving a job is a whirlwind of emotions. You are focused on the new role, the goodbye parties, and the pile of paperwork on your desk.…

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How to Master Your 401(k) Rollover After Leaving a Job

How to Master Your 401(k) Rollover After Leaving a Job

Lai Van Duc 01/02/2026
Index Funds for Beginners: The Ultimate Guide to Simple Investing

Index Funds for Beginners: The Ultimate Guide to Simple Investing

Lai Van Duc 01/02/2026
Real Estate

Low Down Payment Options: Buy a Home Without 20% Down

Tháng 1 31, 2026 • 11 min • For decades, many people believed that saving 20 percent of a home’s purchase price was the only way to get a mortgage. This “golden rule” of…

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Low Down Payment Options: Buy a Home Without 20% Down

Low Down Payment Options: Buy a Home Without 20% Down

Lai Van Duc 31/01/2026